04 October 2012

Bonds were my best investment : NAMDEV CHOUGULE, HEAD- FIXED INCOME, J.P. MORGAN : in Business Line


Young investors should have clear cut objectives before they plan their investments. NAMDEV CHOUGULE, HEAD- FIXED INCOME, J.P. MORGAN ASSET MANAGEMENT INDIA.
Namdev Chougule, Head – Fixed Income, J.P. Morgan Asset Management India, says that sticking to, and applying correctly, what he had studied proved a huge learning experience. He began his career with Darashaw Securities, and his stints have included Lotus India Asset Management, Bank of Bahrain & Kuwait, India and JM Financial Asset Management.
What are your top financial goals?
The one thing I have learnt about financial goals is that they are ever changing. When I was in college, I wanted to retire at 35. I’m almost 35 now and no where close to retirement, partly because I don’t want it anymore. Once your basic financial necessities such as house, car, reasonable savings, and so on are taken care of — which depend on your subjective definition of ‘enough’ — financial goals aren’t just a number. For me, goals signify a hunger for achievement.

Mediclaims for treatment at home ::Business Line


You must also keep additional cash handy for post-hospitalisation expenses.
It is normal to make a claim to your insurer if you fall sick or if you have a surgical procedure and are admitted to the hospital.
But if you could not be taken to a hospital or a nursing home and instead had to be treated at home, you can still make a claim.
However, there are some important factors that you must note before taking up domiciliary treatment or hospitalisation at home.
You could be anywhere in India and fall sick. But at times, it may not be possible to move you to a hospital. Your doctor could have advised you not to strain by undertaking a journey to the hospital. Or sometimes, it may be because there aren’t rooms available at the insurance company’s network hospital near your place or even in a non-network nursing home. It may also be that the place where you have fallen sick is remote.

ICICI Prudential Top 200: Prudent picks from banking, software::Business Line


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SGX Nifty 5,793.00 +16.00 (Singapore Exchange). Markets UP!


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8:15 AM India time
4 Oct 2012