Earn up to 12.25% with Religare Finvest Ltd. NCDs

Rated : CARE AA- & ICRA AA-	ASBA facility also available
Issue Highlights : ü  Minimum Subscription: Rs 10000(10 NCDs of face value Rs 1000 each) ü Attractive coupon of 12.25% per annum ü Various Modes of Interest Payment ü No TDS on listed debentures (tax to be levied as per the tax slab) ü Who can Apply- Resident Individuals, HUFs, QIBs, Corporates, NRIs (Non-Repatriation Basis Only) ü To be listed on NSE & BSE	About the Company ü Incorporated as Non-deposit Accepting NBFC with a focus on Small & Medium Enterprises Financing & Retail Capital Market Financing ü Product portfolio comprises of loans against property, marketable securities, commercial assets, working capital loans, employee stock options funding ü Distribution network comprising of 25 branches across the country ü Aggregate Loan Book: Rs 125,735.98 million as on March 31st, 2012 ü Profit After Tax: Rs 1,378.23 million as on March 31st, 2012 ü Income from Operations & Net Profit registered a CAGR of 98% & 16% over the last 3 fiscal years
. Details of the issue : Particular Series I Series II Series III Series IV Series V Tenure 36 Months 36 Months 60 Months 60 Months Category IV-70 Months, Other Categories- 72 Months Issue Period September 14, 2012- September 27, 2012 Issue Size Rs 250 crores with an option to retain over subscription up to Rs. 250 crores Minimum Application Rs. 10000 and in multiples of one bond thereafter Face Value Rs 1000 Rating CARE "AA-" & ICRA "AA-" Listing BSE & NSE Interest Payment Annual Cumulative Annual Cumulative Cumulative                               Annual Yield (%) QIBs 12.25 12.25 12.25 12.25 12.2462 Corporates 12.25 12.25 12.25 12.25 12.2462 Individuals/ HUFs, NRIs (Investment >INR 5 Lakhs) 12.25 12.25 12.25 12.25 12.2462 Individuals/ HUFs (Investment <= INR 5 Lakhs) 12.25 12.25 12.50 12.50 12.6184 Redemption Amount Repayment of face value plus any interest accrued Rs 1414.36/ NCD Repayment of face value plus any interest accrued Category IV- Rs 1802.30/NCD Other Categories- Rs 1782.10/NCD Rs 2000/NCD
Basis of Allotment: . Category Portion Allotment Basis Size (%) QIBs (Category I) Institutional First Come, First Serve basis 20% of overall issue size Corporates (Category II) Non-Institutional First Come, First Serve basis 10% of overall issue size Resident Individuals, HUFs, NRIs (Investment > 5 lakhs) (Category III) Non reserved individual First Come, First Serve basis 30% of overall issue size Resident Individuals, HUFs, NRIs (Investment <= 5 lakhs) (Category IV) Reserved individual First Come, First Serve basis 40% of overall issue size Note : All figures sourced from the Prospectus

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