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India Equity Research Reports, IPO and Stock News
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Liability-focused growth
SME is the focus sector for loan growth. Target loan growth is 18-20%.
CASA ratio moved up from 25% to 29%. No signs of shift from CASA deposit to term in the rising interest rate scenario.
Remittances have been strong but were not able to make it into deposits; working on strategy to convert them into
deposits.
Due to higher collateralised lending, write-backs have always been higher.
Bank not planning to roll out credit cards till the end of this calendar year.
India Equity Research Reports, IPO and Stock News
Visit http://indiaer.blogspot.com/ for complete details �� ��
Liability-focused growth
SME is the focus sector for loan growth. Target loan growth is 18-20%.
CASA ratio moved up from 25% to 29%. No signs of shift from CASA deposit to term in the rising interest rate scenario.
Remittances have been strong but were not able to make it into deposits; working on strategy to convert them into
deposits.
Due to higher collateralised lending, write-backs have always been higher.
Bank not planning to roll out credit cards till the end of this calendar year.
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