Shriram City Union Finance NCDs -all details

ssue of Secured Non Convertible Debentures   SHRIRAM CITY UNION FINANCE LTD.. September 12, 2012- September 26, 2012
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Rated : Rated: CRISIL AA- & CARE AA                                                     Allotment on First Come First Serve Basis*
About the Company : Issue Highlights Incorporated in 2010 as a wholly owned subsidiary of Shriram Housing Finance Ltd & registered as deposit taking NBFC with RBI   . Minimum Subscription: Rs 10000 (10 NCDs of face value Rs 1000 each) Attractive coupon of 11.75% per annum Various Modes of Interest Payment No TDS on listed debentures (tax to be levied as per the tax slab) To be listed on NSE & BSE Engaged in the business of Product Finance, new & pre-owned vehicle loans, personal loans, gold loans & loans to small enterprise finance segment AUM of 13,43,103.98 Lacs as of March 31, 2012 Capital Adequacy Ratio: 17.40% as on March 31st, 2012 Net NPA as a percentage of Net Loan Assets: .38% as on March 31st, 2012 Net Profit registered a CAGR of 40.61 % from 2008 till fiscal 2012
Details of the Issue:
Particulars Option (Series) I Option (Series) II Option (Series) III Option (Series) IV Tenure 36 Months 60 Months 36 Months 60 Months Issue Period September 12, 2012- September 26, 2012 Issue Size Rs 250 crores with an option to retain over subscription up to Rs. 250 crores Interest Payment Annual Annual Cumulative Cumulative Ratings CRISIL "AA-", CARE "AA" Face Value Rs 1000 Who Can Apply Resident Individuals/HUFs/QIBs/Corporates Listing BSE & NSE Minimum Subscription Rs. 10000 and in multiples of one bond thereafter                             Coupon Rate (%) QIBs 10.60 10.75 NA NA Corporates 10.60 10.75 NA NA Individuals/ HUFs (Investment >INR 5 Lakhs) 11.50 11.75 NA NA Individuals/ HUFs (Investment 11.50 11.75 NA NA                             Effective Yield (%) QIBs 10.60 10.75 10.60 10.75 Corporates 10.60 10.75 10.60 10.75 Individuals/ HUFs (Investment >INR 5 Lakhs) 11.50 11.75 11.50 11.75 Individuals/ HUFs (Investment 11.50 11.75 11.50 11.75 Redemption Date 36 Months from the deemed date of allotment 60 Months from the deemed date of allotment 36 Months from the deemed date of allotment 60 Months from the deemed date of allotment                         Redemption Amount (Rs) QIBs Redemption of the face value plus any interest that may have accrued 1352.90 1666.65 Corporates 1352.90 1666.65 Individuals/ HUFs  (Investment >INR 5 Lakhs) 1386.20 1743.30 Individuals/ HUFs (Investment 1386.20 1743.30
Basis of Allotment:
Category Portion Allotment Basis Size (%) QIBs (Category I) Institutional First Come, First Serve basis 10% of overall issue size Corporates (Category II) Corporate First Come, First Serve basis 10% of overall issue size Resident Individuals, HUFs (Investment >= 5 lakhs) (Category III) HNIs First Come, First Serve basis 40% of overall issue size Resident Individuals, HUFs (Investment <= 5 lakhs) (Category IV) Retail First Come, First Serve basis 40% of overall issue size Note : All figures sourced from the prospectus

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